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The IAFF Financial Corporation (IAFF-FC) is a for-profit corporation whose only shareholder is the International Association of Fire Fighters. The IAFF-FC provides numerous financial services, insurance protection products, and home mortgage programs, all with competitive pricing.


? 4.5% APY -- High Yield Money Market Savings Account
? 5.35% APY -- 12-month Certificate of Deposit
? All Accounts Are FDIC Insured!
? Make Your Money Work Harder for You!
? Personal and Affiliate Banking

By teaming up with Nationwide Advantage Mortgage, the IAFF-FC offers its members and alumni low-rate, low-cost home mortgage loans to purchase a new home or refinance an existing mortgage.

? Flexible Down Payment Options
? Competitive Rates
? Fast and Free Approval Decisions
? Best Price Guarantee -- see details!


IAFF members and alumni in the United States can access high-quality auto, home, renters and motorcycle insurance at a discounted rate through Liberty Mutual.

? Rates Guaranteed for 12 Months
? Around-the-Clock Claims Service
? Group Discounts

The IAFF-FC has teamed with TD Insurance to offer IAFF members and alumni in Canada access to high-quality home and auto insurance.

? Group Rates
? Home, Auto and Motorcycle Insurance
? Fast, Efficient Service


The IAFF has partnered with Union Privilege, the union consumer advocacy group founded by the AFL-CIO to develop a credit card that is one of the most consumer friendly credit cards available. To apply by phone, call 1 (800) 522-4000.

Active and retired IAFF members are automatically eligible to receive Union Plus consumer benefits from Union Privilege, including:

? Catastrophic Major Medical Insurance Plan
Benefits include convalescent care, home health care and various hospital services when basic major medical, hospitalization policy and Medicare does not. For more information, contact Marsh & Company at 1 (800) 323-2106.

? Accidental Death and Dismemberment Insurance For more information, contact Marsh and Company at 1 (800) 323-2106.

? Legal Services IAFF members are eligible for legal assistance through Union Plus, including a free consultation, free document explanation and review, and discount on services. For more information, call Union Plus Legal Service at 1 (888) 993-8886.

? Health Savings program IAFF members can save on out-of-pocket dental, vision, prescriptions and more. Benefits include 20 to 40 percent savings on dental care and 30 to 50 percent savings on vision services. For more information, call toll free 1 (877) 570-4845.

? Car Rental The following car rental agencies offer discounts when you use the accompanying ID number:

Avis: 1-800-698-5685, AWD #B723700.
Budget: 1-800-455-2848, BCD #V816100.
Hertz: 1-800-654-2200, CDP #205666.

The IAFF also has an agreement with National Car Rental. For worldwide reservations, call toll-free 1-800-CAR-RENT. From Canada, call collect 612-830-2345. The IAFF Recap ID number is 5600390.

? Union Hotels Receive special reduced rates at hotels around the country. For more information, call 1 (800) 452-9425.

? Union Made Checks Get union-printed checks and return-address labels featuring the IAFF logo. Call 1 (888) 864-6625 for more information.

AT&T Wireless Discounts Stay connected wherever you go with discounts of 10 percent on individual and family wireless calling plans from AT&T, the nation's only wireless carrier that is "proud to be union." Discounts are available only at AT&T stores. Use discount FAN #00113662.





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